learnhazard zonespublic parcel records, october 2026boyenga team at compass
Outside every mapped zone, neighborhood by neighborhood
Of our 415 neighborhood guides, these 49 have no counted single-family home in a FEMA high-risk flood zone, a CAL FIRE fire hazard severity zone or a state liquefaction, landslide or Alquist-Priolo fault zone. Another 17 have under 1% of homes in any of them. It’s a map check, not a promise about risk.
- neighborhoods49no counted home in any zone
- homes counted31,964in those neighborhoods
- cities13most in San Jose (13)
- nearly17more with under 1% in a zone
outside every zone
No counted home in any mapped zone
Each neighborhood where none of the counted homes sits in any of the five mapped zones, grouped by city. Select homes or median lot to sort; each name opens its guide.
| city | year built | |||
|---|---|---|---|---|
| Holbrook-Palmer Park & Town Center | Atherton | 196lots | 28,2300.65 acre | — |
| Lloyden Park | Atherton | 300lots | 22,1000.51 acre | — |
| Pruneyard–Dry Creek | Campbell | 948houses | 8,7600.20 acre | 1956 |
| Fairgrove | Cupertino | 217houses | 6,3000.14 acre | 1960 |
| Garden Gate | Cupertino | 732houses | 9,3500.21 acre | 1968 |
| North Blaney & Portal | Cupertino | 855houses | 7,5300.17 acre | 1962 |
| Costello Acres | Los Altos | 103houses | 17,4200.40 acre | 1956 |
| Fallen Leaf Park | Los Altos | 80houses | 10,0200.23 acre | 1968 |
| North Los Altos | Los Altos | 2,613houses | 10,8900.25 acre | 1958 |
| Rinconada Hills | Los Gatos | 46houses | 11,3600.26 acre | 1973 |
| Downtown Menlo Park | Menlo Park | 120lots | 5,7400.13 acre | — |
| Felton Gables | Menlo Park | 111lots | 10,0300.23 acre | — |
| Rose Avenue & Andrews Street | Monte Sereno | 134houses | 11,3500.26 acre | 1973 |
| Gemello | Mountain View | 314lots | 6,3600.15 acre | — |
| College Terrace | Palo Alto | 492houses | 5,7500.13 acre | 1941 |
| Evergreen Park | Palo Alto | 149houses | 7,5000.17 acre | 1941 |
| Green Acres | Palo Alto | 394houses | 7,7300.18 acre | 1954 |
| Professorville | Palo Alto | 185houses | 7,8800.18 acre | 1908 |
| Southgate | Palo Alto | 208houses | 6,3000.14 acre | 1937 |
| University South | Palo Alto | 283houses | 5,6300.13 acre | 1925 |
| Outer & Central Richmond | San Francisco | 4,976houses | 3,0000.07 acre | 1923 |
| Presidio Heights & Laurel Heights | San Francisco | 910houses | 3,7700.09 acre | 1913 |
| West Portal | San Francisco | 833houses | 3,3000.08 acre | 1925 |
| Buena Vista | San Jose | 165lots | 6,5900.15 acre | — |
| Cadillac-Winchester | San Jose | 153lots | 6,1000.14 acre | — |
| Country Lane | San Jose | 1,437lots | 6,6400.15 acre | — |
| Fruitdale & Valley Medical | San Jose | 431lots | 7,0300.16 acre | — |
| Hamann Park | San Jose | 603lots | 7,9700.18 acre | — |
| Loma Linda | San Jose | 143lots | 5,7300.13 acre | — |
| McKee & Capitol | San Jose | 1,576lots | 6,3500.15 acre | — |
| Moreland West & Hathaway Park | San Jose | 572lots | 7,0000.16 acre | — |
| Payne & San Tomas | San Jose | 707lots | 6,6100.15 acre | — |
| Rainbow | San Jose | 1,005lots | 6,2300.14 acre | — |
| Sherman Oaks & Del Mar | San Jose | 523lots | 6,1500.14 acre | — |
| Strawberry Park | San Jose | 994lots | 6,1500.14 acre | — |
| Westgate & Bucknall | San Jose | 1,260lots | 6,2100.14 acre | — |
| Blue Hills (Azule) | Saratoga | 637houses | 11,6300.27 acre | 1970 |
| Quito & El Quito Park | Saratoga | 922houses | 10,0000.23 acre | 1955 |
| Birdland | Sunnyvale | 1,123houses | 6,4400.15 acre | 1958 |
| Cumberland & Las Palmas | Sunnyvale | 1,412houses | 6,4800.15 acre | 1963 |
| Fairbrae | Sunnyvale | 399houses | 7,4600.17 acre | 1959 |
| Fairorchard | Sunnyvale | 54houses | 7,9900.18 acre | 1958 |
| Fairwood | Sunnyvale | 385houses | 6,7000.15 acre | 1962 |
| Heritage District & Downtown | Sunnyvale | 609houses | 5,6100.13 acre | 1948 |
| Ortega Park | Sunnyvale | 1,085houses | 6,3000.14 acre | 1962 |
| Primewood | Sunnyvale | 79houses | 8,5500.20 acre | 1958 |
| Rancho Sans Souci | Sunnyvale | 35houses | 8,5600.20 acre | 1968 |
| Rancho Verde | Sunnyvale | 124houses | 7,7600.18 acre | 1960 |
| Sunny Arts & Community Center | Sunnyvale | 332houses | 6,2100.14 acre | 1966 |
Zones: FEMA high-risk flood zones at the parcel’s center; any part of the lot in a CAL FIRE fire hazard severity zone; California Geological Survey liquefaction, landslide and Alquist-Priolo fault zones at the parcel’s center. San Francisco has no flood count because FEMA maps no house there in a high-risk zone. Left out: neighborhoods where the state hasn’t evaluated liquefaction or landslides (Gilroy and part of one Woodside guide), since a zero there would mean unmapped, not clear.
nearly
Nearly outside: under 1% of homes in a zone
These have at least one counted home in a mapped zone, but under 1% of homes overall. The columns show where those homes are.
| neighborhood | city | homes | flood | fire | liquefaction | landslide | fault |
|---|---|---|---|---|---|---|---|
| Cherry Chase | Sunnyvale | 1,371 | 0 | 0 | 0 | 3 | 0 |
| Saratoga Woods | Saratoga | 395 | 0 | 0 | 1 | 0 | 0 |
| Oceanview, Merced Heights & Ingleside | San Francisco | 5,675 | — | 0 | 0 | 17 | 0 |
| Downtown Campbell | Campbell | 537 | 1 | 0 | 1 | 0 | 0 |
| Inner Richmond & Lone Mountain | San Francisco | 1,516 | — | 0 | 0 | 6 | 0 |
| Cuesta Park | Mountain View | 757 | 1 | 0 | 2 | 0 | 0 |
| Fairglen | San Jose | 1,124 | 0 | 0 | 5 | 0 | 0 |
| Cambrian Park | San Jose | 891 | 0 | 0 | 4 | 0 | 0 |
| Sharon Heights | Menlo Park | 666 | 0 | 0 | 0 | 3 | 0 |
| North Cambrian | San Jose | 1,108 | 0 | 0 | 5 | 0 | 0 |
| Noe Valley | San Francisco | 2,821 | — | 0 | 3 | 10 | 0 |
| Prides Crossing | Saratoga | 735 | 3 | 0 | 1 | 0 | 0 |
| Cherryhill | Sunnyvale | 484 | 0 | 0 | 0 | 3 | 0 |
| West Menlo Park | Menlo Park | 1,304 | 0 | 0 | 9 | 0 | 0 |
| Penitencia Creek & Toyon | San Jose | 1,569 | 13 | 0 | 0 | 0 | 0 |
| Rancho Rinconada | Cupertino | 1,604 | 3 | 0 | 12 | 0 | 0 |
| Excelsior & Outer Mission | San Francisco | 11,584 | — | 0 | 70 | 45 | 0 |
how to read it
What this does and doesn’t mean
- It isn’t a safety ratingStrong shaking can reach any home in the region, floods happen outside FEMA’s high-risk zones, and fire can spread beyond mapped zones. These maps mark ground the state and FEMA flag for extra rules and disclosure.
- What’s not countedDam inundation areas, tsunami zones, wildland (state responsibility) areas and local hazard maps aren’t in these counts. A home’s Natural Hazard Disclosure report covers the statutory list for that address.
- Why it can still matterHomes outside these zones generally avoid those zone-specific disclosure items and, for flood, the federal lender requirement to carry flood insurance. Insurance prices depend on much more than zones, so get quotes early.
the method
How we counted
- Neighborhoods
- The outlines drawn for our neighborhood guides (approximate; neighboring outlines can overlap). Guides with fewer than 20 counted homes are left out.
- Homes
- Single-family houses where the records identify them, otherwise lots zoned or coded single-family. The same homes as our Flood & Fire, Lot Size and Earthquake Zones pages.
- Zones
- FEMA flood maps, CAL FIRE’s fire hazard severity zone maps and the California Geological Survey’s earthquake zone maps, all as published in October 2026.
- Rule
- A neighborhood is listed only if the count is zero in all five zones and the state has evaluated the whole area for liquefaction and landslides.
questions
Questions we hear
Does no mapped zone mean no risk?
No. It means none of the counted homes sits in one of these five mapped zones. Earthquake shaking, flooding outside FEMA’s high-risk zones and other hazards can still affect any home, so read the hazard disclosure and inspections for the home itself.
Why is Gilroy not on the list?
The state hasn’t evaluated Gilroy’s area for liquefaction or earthquake-induced landslide zones, so a zero there would mean not mapped rather than outside a zone.
Why are so many in Sunnyvale and San Jose?
Much of the valley floor sits away from the Bay’s edge, the creeks with mapped floodplains, the hills and the active faults, so many neighborhoods there fall outside all five zones.
How do I check one house?
Look up the address on FEMA’s Flood Map Service Center, CAL FIRE’s fire hazard severity zone viewer and the California Geological Survey’s EQ Zapp map, and read the Natural Hazard Disclosure report in a sale. We’re glad to pull all of it for a home you’re considering.
more to learn
Keep going
- Flood & Fire ZonesFlood and fire zone counts for all 415 neighborhoods.
- Earthquake ZonesLiquefaction, landslide and fault zone counts for all 415 neighborhoods.
- Neighborhoods ComparedEvery neighborhood in a city side by side, city by city.
- Insurance LabWhich policies a California home needs and what drives the price.
- Disclosure DecoderWhat the Natural Hazard Disclosure and the other California disclosures mean.
Counts from public parcel records and FEMA, CAL FIRE and California Geological Survey maps as published in October 2026 (San Mateo County use codes as of June 2020). Neighborhood outlines are our own and approximate. Not a substitute for a property-specific report or the disclosures in a sale.
talk to a property nerd
Want the hazard picture for a specific home?
We’ll pull the flood, fire and earthquake maps and the disclosure report for the homes you’re weighing, and walk you through what each one means. Commissions are negotiable, and we offer bundled services, so ask us what’s included.
